How the DSR Scale Works
Safe driving behaviour will move you up the scale. High-risk driving, including traffic convictions, at-fault claims or alcohol- or drug-related administrative suspensions, will move you down the scale.
Moving up the scale usually results in lower premiums. Moving down the scale usually means higher premiums.
It pays to drive safely
Each year of safe driving = one level up the scale
Starting at the base level, each year of safe driving will move you one level up the scale and save you even more on your driver’s licence and vehicle premiums.
Changing to safe driving moves you way up the scale
If you’re in the negative on the scale and you’ve had a history of high-risk driving, changing your driving behaviour will raise your DSR substantially. For example, a driver with an active licence who is at level -20 will move up the scale by seven levels for one year of safe driving.
*A year is a 12-month assessment period that ends 47 days prior to your anniversary day.
Your anniversary day is four months after your birthday. You can start your annual Autopac coverage any time during the year but it will always expire at the end of the day before your anniversary day.
Distracted driving means any activity that diverts your attention from the road. Being distracted, even for just a few seconds, is all it can take to cause a fatal crash.
If you’re caught, you’ll receive a three-day
The law interprets the term “dangerous driving” more broadly nowadays. Some of the circumstances where dangerous driving charges are commonly being laid may surprise you. A conviction for dangerous driving results in ten demerits and higher Autopac premiums. It also means a hefty fine,
A speeding violation of up to 49 km/h over the posted speed limit moves you down the DSR scale two levels. If you’re
The safer you drive, the higher you move on the scale and the more money you save. Your position on Manitoba’s 36-level Driver Safety Rating (DSR) scale depends on your driving record.
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